Income for Life

Could an "ugly" notebook change your life?

Recently I realized that some very famous and/or wealthy people share a very unusual commonality. This commonality is "journaling." Journaling is defined by the Free Dictionary as...

"A personal record of occurrences, experiences, and reflections kept on a regular basis; a diary."

Now I realize this might sound a little foo-foo to some.

However, you might be surprised to know that Richard Branson, Oprah Winfrey, Michael Masterson and Jim Rohn are all known journalers. Jim Rohn's reasoning was as follows:

"Life rewards the serious student."

In fact, Jim Rohn used to spend a lot of money on high-quality leather journals. He was onced asked, "Why do you spend so much on an empty book?" His reply, "I intend to put something very valuable inside." I sure do miss Jim. Here's a picture I had taken with him several years ago:


Most people think of journaling as writing daily in a diary. This could be one use of a journal, but there are several more ways that journaling may transform your life. Here are ways you might use journaling to your advantage:

1. To track your progress towards goals you've set for yourself. In Michael Mastersons recent book, "The Pledge" he shared that he journals daily. One of the things he tracks monthly in his journal is his net worth. The reason why is because he knows that what you measure improves. By consistently tracking his net worth in his journal, he is able to make better decisions that lead him closer to his financial goals.

2. Keep a record of great business or investing ideas. If you're like me, you come across great business and investing ideas on a routine basis. Unfortunately these great ideas slip through our fingers if we don't write them down and review them regularly.

3. Sort out problems or challenges. Facing a big problem in your life? Spend some time writing about it in your journal. List everything you can do to improve the situation and track your progress.  I promise this little process will relieve a ton of stress and keep you focused on progress.

4. Document mistakes made and lessons learned. It's obviously not a good idea to make the same mistake twice. You can use a journal to detail mistakes you've made and what you've learned from these mistakes. More importantly, you can make notes about how you can prevent this mistake from happening again.

5. Record things you want to teach your children. Our main job as parents is to prepare our children for adulthood. This isn't an easy task. I've found it helpful to document lessons I want my children to learn before they're on their own. I also list various ideas that I might be able to use to help them learn the particular lesson.

6. List things you want to do in your life (aka...your bucket list). What do you want to do? Where do you want to go? What to you want to see? What do you want to learn? Use your journal to document all of these things and make sure you review them regularly. You don't want to get to the end of your life and regret something on one these lists.

7. Capture special life moments. One of the coolest benefits of journaling is what you leave behind for your family. Your children, grand children and great grandchildren will be able to read your journals and "see" who you were as a person. They'll be able to relive your special moments. More importantly, they can learn from what you share in your journal. Maybe, think of your journal as a "Life Book", which may help future generations.

8. Detail quotes that inspire you. Wouldn't it be cool to have one place to record every inspirational quote  you read? Guess what, simply add them to your jounral and you can quickly get your hands on them when needed!

There are numerous ways you can use a journal to enhance and improve your life. The trick is to just get started. You don't need an expensive journal like Jim Rohn used. You can simply use a spiral notebook like this one I used to detail all of the lessons I learned from the real estate market crash and the "great" recession.

Or you can open a new document in Microsoft Word, or a Google Document and use it as your journal. The type of journal you ulimately use  doesn't matter.

What matters is who you become when you journal.

What matters is that you review what you've written periodically and use your journal to your advantage.

A Simple Strategy You Can Use To Make More in 2011

Market Update:  Team Hoyt & CAN!
Feature Article: A Simple Way to Make More in 2011
Critical Reads: Santa's Top 10 Favorite Cities
The Funnies: The Funeral Procession 

 

Team Hoyt & CAN!

I don't have a market update for you this week. Instead I have something even better...

Last week I had dinner with a few friends. We had competed in a few sprint triathalons this past summer and were swapping stories about who was better. You know, the typicaly trash talking guys tend to do! Before we changed topics, one of my friends, Dave Berrow, brought up Team Hoyt and suggested I watch the video. I grabbed my iPhone and sent myself a reminder email.

I'm glad I did, because I learned about Dick Hoyt and his son Rick. From TeamHoyt.com:

Rick was born in 1962 to Dick and Judy Hoyt. As a result of oxygen deprivation to Rick's brain at the time of his birth, Rick was diagnosed as a spastic quadriplegic with cerebral palsy. Dick and Judy were advised to institutionalize Rick because there was no chance of him recovering, and little hope for Rick to live a "normal" life. This was just the beginning of Dick and Judy's quest for Rick's inclusion in community, sports, education and one day, the workplace.

The story continues...

In the spring of 1977, Rick told his father that he wanted to participate in a 5-mile benefit run for a Lacrosse player who had been paralyzed in an accident. Far from being a long-distance runner, Dick agreed to push Rick in his wheelchair and they finished all 5 miles, coming in next to last. That night, Rick told his father, "Dad, when I'm running, it feels like I'm not handicapped."

This realization was just the beginning of what would become over 1,000 races completed, including marathons, duathlons and triathlons (6 of them being Ironman competitions). Also adding to their list of achievements, Dick and Rick biked and ran across the U.S. in 1992, completing a full 3,735 miles in 45 days.

Today Dick and his son participate in Ironman Competitions. Dick pulls his son through the water in a raft during the swimming course. He carries him through the transition areas, rides with him on his bike, and pushes him through the marathon using a specialized running wheelchair. 

It's one of the most inspiring stories I've heard in a long time and makes me want to work a little harder. If Dick Hoyt can do this for his son, what can you and I accomplish? Take some time to check out their story and make sure you watch the video. Here's the link to their site: TeamHoyt.com.

A Simply Way to Make More in 2011

A recent study from DayTimer.com found that workers with the highest incomes and most success in the workplace had written goals.  The study revealed these individuals had the habit of writing daily task lists with priorities associated with each task. The simple task of setting goals seemed to keep them focused on the most important activities, which allowed them to get more accomplished week-after-week.

You've probably experienced something similar in your life. Think about the last time you went on vacation. Did you get more accomplished the week before your trip than you had in the previous month?

Probably.

For some reason, were able to get twice as much accomplished the week before a vacation than in a normal week. This is true for almost everyone and it seems to happen for each and every vacation. Sure were motivated and excited about our upcoming vacation, but could there be more to this massive level of activity? Could our massive level of activity be the result of a detailed list of specific goals?

Yes!

Before a vacation, we typically have several "To Do" lists for work and home. These "To Do" lists include things we have to get completed before we leave. Maybe you have to get a report finished at work so it's ready while your gone. At home, you've got detailed lists of things you must do. These lists include everything from stopping the mail while your gone to what you need to pack.

When you stop and think about it, our vacation "To Do" lists are really specific written goals and these written goals seem to be the foundation of our high level of activity and accomplishment.

Maybe you've heard of the famous Harvard Business School study on goal setting performed some time ago where they studied a group of students 10 years after graduation. Here's what they found:

• 27% needed financial assistance. This group of students had absolutely no goal setting process in their lives.
• 60% were living paycheck to paycheck. This group of students had basic survival goals (having enough money to cover the bills)
• 10% were living comfortably. This group of students had general goals for the next 5 years.
• 3% were financially independent. And guess what? This group of students had specific goals that were written out including detailed steps.

I'm not sure if this study is legit or not, but it sure seems to make sense and it's pretty easy to test. Take a few minutes right now to list everything you accomplished last week. Will use this list in our little test.

Now, for next week, take some time to set specific goals you'd like to accomplish. Be as detailed as possible and include daily activities you must accomplish to reach your goals. Track and measure your progress each day by crossing off the things you've accomplished.

At the end of your second week, compare what you accomplished without detailed written goals to what you accomplished with detailed written goals. See if you were more productive with written goals. My guess is that you'll find you've accomplished significantly more with written goals than without.

Guess what?

This level accomplishment compounds from week-to-week when you consistently set written detailed goals as evidenced in the study highlighted above.

As a special gift, you can download my book "Achieve" on how to set and accomplish goals, without charge, at this link. You'll also receive specific worksheets you can use to set and achieve more in 2011. Links to download the book and workseets will be emailed to you!

I only have two items for you this week and they're definitely not critical. They're actually more on the fun side. Here they are..

Santa's Top 10 Favorite Cities

The folks over at Zillow published a list of Santa's Top 10 Favorite cities. Click here to see if your city made the list. Believe it or not, they factored in many variables to formulate this list including: weather, number of fireplaces, number of children, the number of single-family homes and more. It's fun read as head closer to Christmas!

Celebrity Homes (Including Pictures)

Did you know Miley Cyrus secretly bought a 1.9 million dollar beach home in Florida last year? Well she did! NYDailyNews recently posted pictures of celebrities and their homes which you might find interest. You can see these homes at this link.

The reason why we've included this as a critical read is to hopefully insire you to set big goals for 2011. Our feature article highlighted the power of setting written goals and maybe a new home might be on your list!

The Funeral Procession

A man was leaving a convenience store with his morning coffee when he noticed a most unusual funeral procession approaching the nearby cemetery.

A long black hearse was followed by a second long black hearse about 50 feet behind the first one.

Behind the second hearse was a solitary man walking a dog on a leash.

Behind him, a short distance back, were about 200 men walking single file.

The man couldn't stand the curiosity. He respectfully approached the man walking the dog and said, 'I am so sorry for your loss, and this may be a bad time to disturb you, but I've never seen a funeral like this. Whose funeral is it?'

'My wife's."

''What happened to her?"

The man replied, 'My dog attacked and killed her'

He inquired further, 'But who is in the second hearse?'

The man answered, 'My mother-in-law. She was trying to help my wife when the dog turned on her.'

A poignant and thoughtful moment of silence passed between the two men.

'Can I borrow the dog?'

The man replied, 'Get in line.'
 
Have a geat week!

Rob Minton

  

  
 

A book you MUST read...

Tuesday, December 7, 2010 Market Update: A Book You MUST Read This Month! Feature Article: Short-Term Thinking Destroys Long-Term Results  Critical Reads: Mortgage Interest Rates Increase 3 Weeks in a Row The Funnies: Funny Answers from Last Years GED Examination    A Book You MUST Read This Month! In early 2009, two friends suggested I read a book titled, "Guide to Investing Into Gold & Silver" by Michael Maloney. Based on their advice, I immediately ordered the book and spent the next few days reading every page. I'm very thankful for their recommendation! This book highlights the history of gold and silver and explains why we should consider adding these assets to our investment portfolios. When I read this book, gold was priced around $950 an ounce. Today it's valued at over $1,400. The numbers are even better for silver. Silver was priced at $12.50 in early 2009 and this week it crossed over $30 an ounce. There are many reasons why gold and silver are increasing in value and these reasons are critical for you to understand to protect your financial well-being. Short-Term Thinking Destroys Long-Term Results Last year, we rented a lovely home on Lake Norman for 3 weeks. I wrote about how I paid for this home, which is rather expensive, in one of our monthly Income for Life newsletters. You can test-drive the Income for Life membership for just 1 buck at this link. We enjoyed the home so much that we reserved the home for 3 again for next year. Because we reserved so far in advance and we were repeat customers, the owner didn't require us to pay a deposit. We signed the rental contract and planned to send the deposit this month for the next vacation. The owner received a request from another vacationer to rent the home during one of our weeks. Because we hadn't sent the deposit, the owner had decided to cancel our agreement and rent to the new vacationer. This isn't the end of the world, because there are many other homes available for rent. We would have simply found another home. However, we would have never gone back to this owner and their home again. Does it make sense to cancel a 3 week rental with a previous renter, to get a one week rental from somone else? Not really. The bad decision was magnified when you consider that we were repeat customers who took very good care of the home and paid as agreed. Even worse, we probably would have continued to rent this same home each summer going forward. This one short-term decision may have this owner 3 week rentals for years to come. Why do so many people make short-term choices without thinking about long-term consequences? If you stop and think about things for a minute, you'll see limited short-term thinking is the main reason so many people are struggling financially right now. Here are a few examples to show you what I mean: Do I buy the $3,000 flat screen TV on my credit card now, or save up and pay cash? Short-term thinking kicks in and we want instant gratification. What happens when the credit card bill comes in next month? Do I lease a new car because the monthly payment is lower, when I could buy the car and actually own it someday without having a monthly payment? Short-term thinking is going for the lower monthly car payment, instead of owning the same car long-term. Do I postpone saving for my retirement now because times are tough economically, or go make some extra income so I can continue to save? A significant number of people have decided to stop saving for retirement now.  Do I stop investing in real estate today because the market is flat, or do I think long-term and buy as many properties at discounted prices to maximize my long-term wealth? If everyone would think long-term before making any financial decisions, they would be much better off.  The best short-term decisions usually have the worst long-term outcomes. Interest Rates Increase 3 Weeks in a Row The Wall Street journal recently reported that mortgage interest rates have increased 3 weeks in a row. These rate increases were noted in fixed rate mortgages and adjustable rate mortgages making new homes a little more expensive. You can read the article by clicking here. For Home Buyers, A Season for Deep Discounts According to the New York Times, home buyers and investors can lock in some great discounts during the holidays. Historiically, December has always been a great month to buy a home. This is because there are fewer buyers looking and sellers tend to be more motivated. If you're thinking of buying a home or grabbing a great investment, now may be the time! You can read the article at this link. New Rules Require Rental Property Owners to File 1099s On December 31, new rules kick in requiring rental property owners to issue 1099 forms to service providers for payments of $600 or more during the year. These rules will now require you to issue 1099 forms at the end of 2011 for any repairs or improvements to your properties over $600. And as to be expected, there are penalties for not following the new rules. You can read the story at this link.   GED EXAMINATION Funny answers from last year's GED examination: Q. Name the four seasons. A. Salt, pepper, mustard, and vinegar. Q. Explain one of the processes by which water can be made safe to drink. A. Flirtation makes water safe to drink because it removes large  pollutants like grit, sand, dead sheep, and canoeists. Q. How is dew formed? A. The sun shines down on the leaves and makes them perspire. Q. What causes the tides in the oceans? A. The tides are a fight between the earth and the moon. All water tends to flow towards the moon, because there is no water on the moon, and nature abhors a vacuum. I forget where the sun joins the fight. Q. What guarantees may a mortgage company insist on? A. If you are buying a house, they will insist that you are well endowed. Q. In a democratic society, how important are elections? A. Very important. Sex can only happen when a male gets an election. Q. What are steroids? A. Things for keeping carpets still on the stairs. Q. What happens to your body as you age? A. When you get old, so do your bowels and you get intercontinental. Q. What happens to a boy when he reaches puberty? A. He says goodbye to his boyhood and looks forward to his adultery. Q. Name a major disease associated with cigarettes. A. Premature death. Q. What is artificial insemination? A. When the farmer does it to the bull instead of the cow. Q. How can you delay milk turning sour? A. Keep it in the cow. Q. How are the main 20 parts of the body categorized (e.g. the abdomen)? A. The body is consisted into 3 parts - the brainium, the borax, and the abdominal cavity. The brainium contains the brain, the borax contains the heart and lungs, and the abdominal cavity contains the five bowels: A, E, I,O,U. Q. What is the fibula? A. A small lie. Q. What does "varicose" mean? A. Nearby. Q. What is the most common form of birth control? A. Most people prevent contraception by wearing a condominium. Q. Give the meaning of the term "Caesarean section." A. The caesarean section is a district in Rome. Q. What is a seizure? A. A Roman Emperor. Q. What is a terminal illness?   A. When you are sick at the airport. Q. Give an example of a fungus. What is a characteristic feature? A. Mushrooms. They always grow in damp places and they look like umbrellas. Q. Use the word "judicious" in a sentence to show you understand its meaning. A. Hands that judicious can be soft as your face. Q. What does the word "benign" mean? A. Benign is what you will be after you be eight. Q. What is a turbine? A. Something an Arab or Shreik wears on his head.

Time of the Season

I don't know how many of you are going to remember this song by The Zombies, Time Of The Season but it has shuffled its way into my life quite a bit lately.  Every time I hear this song it reminds me to be thankful for the current market conditions.  Times like these are to be seized.  It truly is the time of the season for real estate investors. 

Are you a real estate investor?  Or are you just 'really interested in real estate'?  This is the question I ask new investors when they come into my office. 

Why? 

Because real real estate investors make things happen. They don't hesitate. They don't kick tires. They assess deals quickly and they take action. Massive action.

Learn something about yourself by stepping up and being willing to take the swing.  There hasn't been a better time in very a long time.

Don't know where to get started?  Well this is a pretty common problem.  "I just didn't know where to start.  I have been looking for something like this for a long time", said one beginning investor.  I
gave him the same advice that was given to me sometime ago.  Seek out and secure a mentor.  Someone with a proven track record of success. Someone that will advise and steer you as needed.  Do not delay in implementing this strategy in every part of your life.  If there is
something that you want to achieve, hire a mentor with experience in the desired field and you will cut your timeline to success in half.

It is a proven model.

If you call yourself a real estate investor and you are not actively buying property right now seek out a Mentor.  You must take action. It is the Time Of The Season.

Travis M Dyer
Income For Life

Accelerated Learning...

I have my nose buried in an older book titled "The Learning Revolution" by Gordon Dryden and Jeannette Vos. The book shares strategies for accelerated learning. The lessons revealed are helpful for both adults and children. It's a lengthy book, but easy to move through.

In the book, the authors list "20 easy first steps to better learning." Here are the first 5 steps from the book:

1. Start with lessons from sports.
2. Dare to dream.
3. Set a specific goal - and set deadlines.
4. Get an enthusiastic mentor - fast.
5. Start with the big picture first.

From my perspective, these 5 steps are what is required for success in just about anything in life. In the previous posts on our blog, we summarized that real estate investing as a process. To be successful in this process, you need to implement the 5 steps listed above. Here is how I have applied these 5 steps to real estate investing:

Start by dreaming about the kind of life you would like to live. When I first got interested in real estate investing, I was working 60 hours a week at a job that I hated. I began by picturing the life that I wanted to live. I pictured this new life in great detail. In fact, I actually sat down and listed out everything I wanted in my life. This vision got me excited. I then began, step-by-step, to layout specific goals with deadlines that would help me move to my desired new life. I started working with a mentor - a real estate broker who was also a real estate investor. He owned several apartment buildings and was a wealth of knowledge. He helped me see the true power of investing in real estate. With his help, I took action and bought my first property. He helped me avoid some costly mistakes and saved my butt a few times.

Within the next year, I had turned in my resignation and had become a full time real estate investor/entrepreneur. I was nervous to make this big move. I didn't know if I was making a big mistake or not. As it turned out, it was the best decision I have ever made.

For the most part, I now live the life that I had pictured. A few of my goals have since changed. I do own a large real estate portfolio. I also own my own business. I'm able to work when I want to work. However, the best part, is that I absolutely love what I do. When I do work, it doesn't feel like work. I love helping people achieve their goals. It's amazing to see someone's life change right before my eyes.

As I wrap up this post, I have three questions for you?

1. Do you have a picture in mind for how you want your life to be?

2. Do you have a mentor?

3. Do you have specific goals with deadlines?

How You Can Use the Power of the Mastermind to Increase Your Income and Build Wealth

In my previous post, I mentioned that I was in Florida attending a mastermind meeting. Have you ever heard of a mastermind group? Sadly, not very many people have. What is a mastermind group?

A mastermind group is a group of people, with similar goals, who come together to leverage success and help each other with challenges. Napoleon Hill wrote - "Organized effort is produced through the coordination of effort of two or more people, who work toward a definite end, in a spirit of harmony."

In fact, I'm often asked - What is Income for Life?

My answer is usually - it's a mastermind group for people who want to create income for life. Our similar goal is that we want to make more money so that we can have more time to enjoy life. Mastermind groups are very, very powerful.

In Napoleon Hill's book "Think & Grow Rich," he wrote:

“No individual may have great power without availing himself of the “Master Mind.” If you carry out these instructions with persistence and intelligence, and use discrimination in the selection of your “Master Mind” group, your objective will have been halfway reached, even before you begin to recognize it.
… A benefit of the Master Mind is obviously economic. Economic advantages may be created by any person who surrounds himself with the advice, counsel, and personal cooperation of a group of men who are willing to lend him wholehearted aid, in a spirit of perfect harmony. This form of cooperative alliance has been the basis of nearly every great fortune. Your understanding of this great truth may definitely determine your financial status.”

Did you notice that he basically said that mastermind groups have been the basis of nearly every great fortune? This has been the case for me. My income and wealth skyrocketed after I began participating in real mastermind groups. Yours will too!

To prove his point on the power of a mastermind group, Napoleon went on to write:

"The Master Mind principle, or rather the economic feature of it, was first called to my attention by Andrew Carnegie, more than fifty years ago. Discovery of this principle was responsible for the choice of my life's work. Mr. Carnegie's Master Mind group consisted of a staff of approximately fifty men, with whom he surrounded himself for the definite purpose of manufacturing and marketing steel. He attributed his entire fortune to the power he accumulated through this "Master Mind.""

We obviously all can't afford to hire fifty people like Andrew Carnegie did. However, we can look for, find and participate in our own mastermind group. Imagine being connected to a group of people all striving towards a similar goal? Imagine hearing and learning break through strategies? Imagine being able to ask others how they handled specific challenges. This is all available to you through a mastermind group. You can apply to join the Income for Life Mastermind group right now, by clicking on this link.

What mastermind group do you belong to? If you don't have one, maybe this might be the answer. If you keep doing what you've always done, you'll keep getting what you've always got. If a mastermind group helped Mr. Carnegie accumulate his fortune, what could it do for you? Apply now.

Rob Minton
www.QuitWorkSomeDay.com

A Little Wisdom From Tony Soprano

I caught an old “Soprano’s” episode from season 4 the other day, and I heard Tony Soprano say, "More is lost by inaction than by wrong action" (Of course, he was using it to convince another mob boss to go through with a ‘hit’, and not necessarily about financial independence, but the quote itself is still relevant)

There is an inherent fear in all of us when it comes to taking the first step in investing.  This fear often leads to finding some justification for not ‘pulling the trigger’.  If we don’t go through with it, we are guaranteed not to face any of the consequences we might incur if we did go through with it and failed. Wow, does that sound like a winning attitude to you?  I don’t see that being the pep talk that brings about the next great innovation.  But that is how many of us think when it comes to investing.

There is a distinction between successful people and the common public—and that distinction is the understanding that failure actually BREEDS success.  Not one successful person has been without failure. Not only is it common, it’s necessary.  Breakthroughs depend on failure. 

Success is a constant activity, requiring the desire to take action, the willingness to take risks, the acceptance of failure, and the ability to learn from your mistakes.  It is only a failure if we fail to learn anything from it. 

So, while it is the potential consequences involved with taking action that often lead us to ‘inaction’, that thinking needs to be re-evaluated.  If it is failure that breeds success, it is inaction that prevents success. 

No matter what your goals are for your financial future, you can read all the books in the library and soak up all the info you can handle, but it is all for nothing if you can’t PULL THE TRIGGER (not literally, please!)

Andy McFarlane

Income For Life Pa

www.quitworkpa.com

How to Achieve Your Goals in 2008!

This video above is of my first skydive. For years, I have wanted to skydive, but have been afraid to go for it. Each year, I force myself to face my fears. In 2007, I jumped out of an airplane at 11,000 feet. I faced a few other fears too. Did you?

Why is it important to consistently face our fears? It is important to face our fears because fear has a tendency to hold us back in life. Consider your New Year’s Resolutions for 2008. New Year’s Resolutions are goals, right?

To achieve your goals, you must face your fears. This is true for almost any goal we have in life.

For example, let’s assume that you have a goal to increase your income in 2008. Don’t we all have this goal? What do you have to do in order to achieve this goal?

1)     If you work for a company, you probably have to go to the next level with your position. Going to the next level will require you to take some risks. You may have to step up and recommend new strategies. Or you might have to make a few tough decisions. Both could result in negative consequences such as making a mistake, losing your job, offending someone at work. Many people are afraid to face these potentially negative consequences. Their fear holds them back from going to the next level at work.

2)     If you’re an entrepreneur, you probably have to implement a few strategies that you haven’t tried before. Maybe you have to make a few presentations which require you to speak in front of a large group. Or maybe you have to invest money into a new marketing campaign that hasn’t been proven. In any event, you must pursue new strategies which may or may not work. You must take risk to grow your business. Many entrepreneurs of small businesses are afraid to take these risks.

3)     If you’re a real estate investor like me, you must be willing to risk some of your money with your investments. Every investor is afraid to lose money. However, to build your wealth, you must face this fear and invest when others are telling you to sell. You must be able to see opportunity and go after it. I’ll write about seeing opportunity in an upcoming post to this blog. Be sure to check back soon!

As you can see, it really doesn’t matter what your goals are in life. In almost every single goal, you must learn to face fear. You can shortcut this process by facing smaller fears first, like I did by skydiving. Your self confidence increases with every single fear you face. Facing my fear to skydive did not directly relate to any of my business or investing goals; however, it did increase my self confidence. Facing this little fear allowed me to become bolder. It led me to face other fears. This will happen for you too.

As my self confidence grows from facing little fears, I’m able to achieve more and more goals in life. I can still remember acquiring my first investment property - a two family home. My hand was shaking when I signed the final papers. I was extremely nervous. I faced my fear on investing and went on to acquire own millions of dollars worth of real estate. Had I not been willing to face my fear on my first real estate investment, I would not be where I am today. I would still be a CPA hating my job.

Sadly, I watch many people go through life too scared to do anything. What fears are holding you back? Where would your life go if you were to face your fears? This is a big question, isn’t it? How can you start to face these fears? What can you do to consistently increase your self confidence? Think about it…

I believe that facing fear is the foundation to goal achievement. You cannot achieve your goals unless you learn to face your fears. I wish you a very scary 2008!

Rob Minton

www.IncomeforLifeBlog.com